- UNIFY Financial Credit Union

VEHICLE LOANS `	Loan Amounts	Term	APR *	Estimated Payment Per $1,000 ^^
New Vehicles	$10,000 + $15,000 + $25,000 +	Up to 2 Years 3 Years 4 Years 5 Years 6 Years 7 Years 8 Years	1.74% 2.49% 2.49% 2.49% 2.99% 4.24% 5.99%	$42.43 $28.86 $21.91 $17.74 $15.19 $13.78 $13.14
Used Vehicles	$10,000 + $15,000 + $25,000 +	Up to 2 Years 3 Years 4 Years 5 Years 6 Years 7 Years 8 Years	2.24% 2.74% 2.74% 2.74% 3.24% 4.49% 6.24%	$42.65 $28.97 $22.02 $17.85 $15.30 $13.90 $13.26
Classic Vehicles ``	$15,000 + $15,000 + $15,000 + $25,000 +	Up to 4 Years 5 Years 6 Years 7 Years	4.74% 4.74% 5.24% 6.49%	$22.91 $18.75 $16.22 $14.84
New Motorcycle	$10,000+ $20,000+	Up to 3 Years 4 Years 5 Years 6 Years	4.74% 4.99% 5.24% 5.49%	$29.85 $23.02 $18.98 $16.33
Used Motorcycle	$10,000+ $20,000+	Up to 3 Years 4 Years 5 Years 6 Years	5.24% 5.49% 5.74% 5.99%	$30.08 $23.25 $19.21 $16.57
New Boat/RV	$10,000+ $20,000+ $30,000+ $30,000+ $30,000+	Up to 3 Years 4 Years 5 Years 6 Years 7-10 Years 11-12 Years 13-15 Years	4.24% 4.49% 4.74% 4.99% 5.99% 7.99% 9.99%	$29.63 $22.80 $18.75 $16.10 $14.60 $11.41 $11.47
Used Boat/RV	$10,000+ $20,000+ $30,000+ $30,000+ $30,000+	Up to 3 Years 4 Years 5 Years 6 Years 7-10 Years 11-12 Years 13-15 Years	4.74% 4.99% 5.24% 5.49% 6.49% 8.49% 10.49%	$29.85 $23.02 $18.98 $16.33 $14.84 $11.68 $11.77
New ATV/Power Sports	$5,000+ $10,000+ $20,000+	Up to 3 Years 4 Years 5 Years 6 Years	4.74% 4.99% 5.24% 5.49%	$29.85 $23.02 $18.98 $16.33
Used ATV/Power Sports	$5,000+ $10,000+ $20,000+	Up to 3 Years 4 Years 5 Years 6 Years	5.24% 5.49% 5.74% 5.99%	$30.08 $23.25 $19.21 $16.57

` These rates reflect a .25% discount for New/Used/Classic Vehicle, Motorcycle, ATV/Power Sports, Boat, Recreational Vehicle, Personal, Debt Consolidation and Signature Line of Credit Loans. Discount does not apply to Airplane Loans. Available rate discount of .25% for automatic payments from a UNIFY share account. Maximum rate discount is .25% and may not be combined with any other rate discount offers. See Consumer Loan Rate Discount Acknowledgement for complete details.

* APR = Annual Percentage Rate. Rates quoted are the lowest rates possible for qualified borrowers and are subject to change. Qualification is based on term (as applicable), credit history, debt, and the ability to repay. Your rate may vary. All loans subject to credit approval.

^^ Payments shown are per $1,000 financed. Terms used for payment calculation are as shown. The Personal Loan and Debt Consolidation Loan assumes a 12-month term. Additional terms are available.

`` For loan amounts of $15,000 and above.